The Basics of Baccarat

Whether you’re playing baccarat in a sticky floor California card room or in a tuxedo-laden casino in Monaco, the rules of the game are pretty much the same. The only differences are in draw decisions and payout rules.

The game begins with you placing your bets – either on the Player hand, Banker hand, or Tie. Two cards are then dealt. Whichever hand is closest to nine wins.


Baccarat is a game of chance, but players can use logic and set rules to make logical bets that improve their odds. It is also a game that can be played with other players, and some operators offer live dealer games where players can interact and play the same tables.

The key to winning is to correctly predict whether the Player hand or Banker hand will win, or if it will be a tie. The total of each hand is calculated by adding the values of the two cards. The values of the cards are determined by their position on the deck: a nine is worth 9 points, while a seven and a six add up to 16. Aces, on the other hand, have no value.


The main objective of baccarat is to correctly guess which hand, Player or Banker, will have the highest total value after all cards are dealt. The winning hand is the one that comes closest to nine. All tens, jacks, queens, and kings count as zero and the Ace counts as one.

After all wagers have been placed, the dealer deals two cards to both the Player and Banker hands. If either of these hands produces a “natural” (9), the hand is instantly declared the winner. Otherwise, further cards are dealt and the winning hand is determined.

In general, the banker must draw on a total under three and stand on a total over six. Ties occur in 9.6% of rounds and payout 8:1. Players can also place bets on a tie for higher odds.


Depending on the table you choose, the payouts for winning baccarat wagers can vary. There are also several side bets available, including Banker Streak and Perfect Pair. These wagers pay out significant payouts if the Banker wins three or more times in a row.

Once the player and banker have both placed their bets, the dealer deals two cards for each hand. If either hand has a total of 8 or 9, it’s considered a natural and the game ends. Otherwise, additional cards are drawn to determine the winner.

There are also other bets, like Big and Small, which pay out depending on the total value of four, five, or six cards. Players can also make a Pair Bet, which pays out if the Banker and Player have identical pairs of cards.


Baccarat is an exciting casino game, but it’s important to have a strategy. When you search on the internet, you’ll find lots of advice on how to win at baccarat. Some of it is good, and some of it is not. Before you play, be sure to understand the rules and practice good stake management.

One of the most common baccarat winning strategies is the Martingale System, which involves doubling your bet after each loss. The idea is that in the long run, your losses will revert to the average and you’ll come out ahead. You can also try the Paroli System, which is similar to the Martingale but focuses on positive progression. This system is less risky and works better for players who want to control their bankrolls.


Several baccarat variations have been designed over the years to make the game more exciting and enthralling. Some of these include Mini Baccarat, European Baccarat, and Chemin de Fer. These baccarat variations have different rules and payouts.

One of the most popular baccarat variations is commission-free baccarat, also known as EZ baccarat. It uses the same rules as standard baccarat, but the banker’s bet pays 1:1 and no house commission is collected when the banker wins.

Players must place their bets before the cards are dealt. They can bet on Player, Banker, or a Tie. Two cards are then dealt to each hand. The winner is whoever gets the closest to nine. All face cards equal nine, and tens and kings equal zero. The game is usually played using six or eight standard decks of cards.