Baccarat Basics


Baccarat is a game that relies heavily on luck. Before playing, decide how much money you’re willing to lose. Then, stick to your decision and quit while ahead.

In baccarat, players wager on either the Player or Banker hand to win. When the Banker bet wins, the casino charges a 5% commission.

Game rules

Baccarat is a game where players bet on the Banker or Player. The goal is to get a hand that is closer to nine than the other. The winning hand is determined by the final digit of the sum of all the pips (the dots on a card that represent clubs, diamonds, hearts, and spades) on the cards. Face cards and Tens count as zero, while Aces have a value of 1.

There are from seven to 14 seats for players and a table for the dealer. The cards are dealt from a shoe. The game is played with either six or eight decks of cards, and the shoes are passed from one player to the next, counterclockwise.

The game is slow and ritualistic, with the players betting on the outcome of each round. The game is also known as “Chemin de Fer” or the French version of baccarat, and it has been played everywhere from sticky-floor California card rooms to the tuxedo-laden casinos of Monaco.


Baccarat is a game of chance that offers players several different betting options. The game’s rules are moderately simple and it can be played by anyone. However, it is important to know how much you want to spend before you play. This will help you avoid getting carried away and spending more than you can afford to lose.

Some players choose to make a banker bet because it has the lowest house edge. However, it is important to note that the casino takes a 5% commission on winning banker bets. This commission may vary from one casino to another.

Many baccarat players use positive progression systems that increase their bet size after a win and decrease it after a loss. This strategy helps them stretch their bankroll across multiple baccarat games and prevents them from chasing losing streaks. Other players use negative progression strategies, like the Martingale strategy, which is based on the idea that a player will eventually hit a winning streak that will cover all previous losses.


Despite its sophisticated appearance and intimidating exterior, baccarat is actually a very simple game. Only three outcomes are possible per hand, and the house edge is among the lowest in the casino. In addition, you don’t need to be an expert to get started. Moreover, if you’re lucky enough to hit a winning tie bet, the payout varies from 8:1 to 9:1.

Aside from betting on the Player and Banker, some baccarat tables also offer side wagers. These include betting on an even or odd player total, an odd or even banker total, and a third-card win bet on either the player or banker. The payouts for these side bets differ from the ’Player’ and ’Banker’ bets, but they are usually much higher than those on the ‘Tie’ bet. Players should note, however, that they must pay a 5% commission on their winning banker bets at the end of each coup. Hence, they should set aside some money to cover this.


Baccarat is one of the most popular casino games online and offline. Its popularity stems from its ease of rules and lower house edge compared to other table games.

There are different variants of the game, but they all follow a similar set of rules. Each variant has slight variations in the types of bets that are available and their respective payouts.

The most common baccarat variation is Punto Banco, which is widely played at brick-and-mortar casinos and has one of the lowest house edges in the industry. In this version, the role of banker is auctioned before each round and is not a random selection.

Another variation is Dragon Tiger, which was designed in 2004 and removes the 5% banker commission. It is a more simplified game, with only two cards being dealt to the Dragon and Tiger, which are compared to each other. The winner is determined by whoever has the highest number of points.