Baccarat Basics


Baccarat is a casino game that has been around for centuries. It is a simple card game where the objective is to predict which hand will come closest to nine. Tens, jacks, queens, and kings count as zero points, while aces equal one.

Baccarat is a game that offers limited opportunities for player decision-making, which makes it less susceptible to manipulation. Players should also avoid side bets, which can lead to significant losses.

Game rules

Whether you’re playing the punto banco or chemin de fer version of the game, there are some basic rules that must be followed. After all bets are placed, two cards will be dealt to the banker and player. The winning hand is the one closest to nine. If the banker and player have equal totals, a third card will be drawn. The dealer will then pay out all winning wagers and a new round will begin.

Those who bet on the winning player’s hand qualify for a 1 to 1 payout, but they must also pay a 5% commission on their winnings. This small taking allows the casino to recoup some of its house edge and is how casinos fund their operations, including paying for new games and employee wages.


Baccarat is a simple game of chance that offers players the option of betting on either the Banker, the Player, or a Tie. The game is played with from three to six standard cards and is dealt by a croupier or a dealing machine known as a “shoe.” The game’s odds can vary widely depending on the rules and commission of the casino.

When playing baccarat, it is important to avoid placing bets on ties. These bets are very risky and have a lower probability of winning than other bets. This is why experts advise avoiding them altogether. Nonetheless, some people have developed betting systems to help them increase their chances of winning. These strategies are called positive progression systems and work by increasing bet size after each win. They are different from negative progression systems, which are used in roulette and craps. They encourage players to chase losses and can be dangerous to your bankroll.


Baccarat is a popular casino game that has a low house edge and pays out winning bets at even money. This makes it an attractive game for high-rollers. However, the tie bet has the highest house edge and should be avoided.

In baccarat, all winning wagers get paid out before the next coup begins. The ‘Player’, ‘Banker’ and ‘Tie’ bets are clearly labelled, making it easy to figure out where to place your chips.

There are also a number of side bets that can be made in baccarat, such as the Three-Card Win side bet. This wager wins when either the banker or player gets a hand that contains a set of matching cards. A payout of 75:1 is offered for a player’s three-card win, while a banker’s three-card win has a pay out of 68:1.

Another popular side bet is the Either Pair. This bet wins if the banker or player has a pair of first two cards, and pays 5:1. It is recommended to avoid placing bets on pairs and ties as they have much higher house edges than those on the banker and player.


Over time, many baccarat variations have emerged. While some were not riveting enough to sustain gamblers, a few managed to endure. These include Chemin de Fer and Punto Banco. These games differ from each other in several ways, but they both offer the same rules and payouts.

Players sit around a table and bet on the player or banker hands. Then three cards are drawn for each hand, and the winner is whoever has the highest total. A few different side bets are available as well, including Dragon 7, a bet that pays out on winning banker hands with three 7s, and Panda 8, a bet that pays out if the player and banker hands have the same number of face cards.

There are also some variations of baccarat that allow players to bend, fold and twist the cards as they are dealt. This has no impact on the game outcome, but it adds a tactile element to the deal that players may enjoy.