What is Baccarat?

Baccarat is a game of skill and luck. It has a reputation for being sophisticated and associated with high rollers.

Players can bet on either the Player hand, Banker hand or Tie. The dealer will deal four cards – two for each position. The Player and Banker hands will then be compared and the winner declared.


Baccarat is a simple and fast-paced casino game. Players bet on the Player or Banker hand with a goal of predicting which will have a total value closest to 9. Cards 2 through 9 hold their value, while Aces count as 1 (not 11).

While baccarat is a game of chance, there are a few betting strategies that can help you maximize your chances of winning. For example, positive progression systems encourage you to increase your bet size after a win and reduce it after a loss. This strategy can reduce your bankroll risk by preventing you from trying to recover lost money through chasing losses. You can also use negative progression systems, which are similar to the Martingale system that is used in real money roulette.


Baccarat is played with a standard set of rules. It is a table game that allows players to place bets on the Player hand, the Banker hand, or the tie. The goal of the game is to predict which hand will have a total closest to nine. A winning hand pays out 95% of your stake. Unlike other casino card games, ace and ten cards have little-to-no value in baccarat.

Once all bets are placed, the dealer deals two cards to each of the hands. If either the Player or Banker hand has a total of 8 or 9, this is considered a natural win and your bets will be paid out immediately. If the hand is a tie, your stake is returned to you.


Baccarat offers a range of payouts for different outcomes. The most common payout is 1:1 when a banker bet wins. However, the house imposes a 5% commission on winning banker bets to reduce their profits.

Other types of bets include the ‘Tiger’, ‘Big Tiger’, and ‘Small Tiger’ side bets which pay out depending on the poker value of the first two cards for the Banker or Player. The ‘Royal 9’ side bet pays out based on the number of nines in the Banker and Player’s first two cards that are suited.

While baccarat is an exciting game, it can be easy to get carried away and overspend. To keep your bankroll healthy, set a win limit before you start playing and stick to it.


Baccarat is played in many variants around the world. Some of these are very similar to the classic Punto Banco, while others have slightly adjusted rules and payouts. For example, the European variation known as Baccarat Chemin de Fer was featured in the James Bond novels written by Ian Fleming and is still popular in continental Europe.

This variation has a lower house edge than classical baccarat. It also has a different payout system for bets on the Banker hand when the result is 6. It pays out winnings to players minus a 5% commission. It’s also possible to bet on a Banker pair with this variation, but this side bet is not a guaranteed winner. This type of baccarat is also called Super 6. This version is faster than classic baccarat and can help players learn the game.


Baccarat players can use a number of betting systems to improve their odds. These strategies range from the infamous Martingale system to more gentle strategies like the Labouchere system.

The Labouchere system is a variation of the Fibonacci sequence, a series of numbers that begin with 1 and add 2 to each subsequent number. This strategy increases a player’s bet after every loss, but returns it to its original amount after a win.

Another simple baccarat winning strategy is the 1-3-2-6 system, a version of the Martingale that reduces the total amount a player can lose by starting at two units instead of one. It can also help reduce the amount a player wins, but it is not foolproof.