What is Baccarat?


Baccarat is the most popular table game in Asia, generating more than US$35 billion in revenue in Macau alone. Many first-time Westerners pooh-pooh the role of luck and fate in Asian culture, but anyone who has stood in a baccarat pit for 30 minutes knows that this is not necessarily true.

Game rules

Baccarat is a game of chance in which players place wagers on Banker, Player or Tie. The cards are dealt from a six- or eight-deck shoe. Two cards are dealt to the banker and two to the bettors. A third card may be dealt to either hand, depending on the outcome of the first two cards. The hand that totals closest to nine wins. All cards count as their value, except 10s, Jacks, Queens and Kings, which equal zero. Aces equal one.

The game is played on a large table about the size of a craps table. Up to 12 players can play the game at offline casinos. They can also use positive and negative progression betting systems to improve their results. Positive progression strategies involve increasing their bet size after a win and decreasing it after a loss.


Baccarat is a game of chance that features moderately simple rules and has multiple betting options. It appeals to a diverse audience and is available in many online casinos. The games offer large payouts and a significant house edge, so players should carefully consider any side bets before wagering.

The ‘Banker’ bet has the lowest house edge, but it is important to note that casinos often charge a small commission on ’Banker’ wins. This may vary by casino and variation, but most players should be aware of it before placing their bets.

The ‘Player Pair’ side bet pays 11:1 odds if the player’s hand matches the banker’s on the deal. The ‘Dragon 7’ side bet wins when the banker’s hand gets seven points in only three cards.


In addition to the standard bets, some casinos offer a variety of side bets with varying payouts. While these bets may provide big payouts, they often come with low odds of winning and a high house edge. Players should always check the baccarat Return to Player (RTP) value before placing these wagers.

To win, the hand you bet on must beat the banker’s hand. The winning hand is the one with a total value closest to nine, which is determined by adding up all of the pips on the cards. The game is played with either a six- or eight-deck shoe and the value of each card is based on its rank and suit. The ‘Player’ and ‘Banker’ bets pay out 1:1, while the ‘Tie’ bet pays 9 to 1. The payout for this bet can vary between different casinos.


Many gamblers are unaware that baccarat has multiple variations. The game can be played in different forms and may offer varying rules and side bets. While some of these differences are subtle, they can make a difference in the outcome of the game.

In the American version, players can bet on either the Player or Banker hand. The winning hand is determined by comparing the two hands’ totals to nine. In some games, the Player and Banker hands are allowed to draw a third card.

Chemin de Fer is a European version of the game that requires a more permanent banker than the American version. The banker position is put up for auction and the first player to wager a large enough amount takes over the role of banker.


Baccarat is one of the oldest casino games in existence, but its origins are unclear. Its roots could be rooted in the old fixed-number game Le Her or the Italian card game Macao (as both of them use a nine as their highest score).

From renaissance Italy, travelers and gamblers brought the game to neighboring France where it became popular with the French aristocracy. It was later renamed as Chemin de Fer or chemmy and enjoyed great popularity until it was outlawed by Louis XIV.

The modern version of baccarat is played with a six- or eight-deck shoe, and the game is regulated by a set of rules. Today, baccarat is a very popular casino game that has grown in popularity due to its simple rules and high payouts.